Media
Insights, interviews, and perspectives on mortgage lock-in, housing mobility, and the future of home finance.
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Articles & Press Mentions
Alabama ONE Credit Union And Takara Complete First DREAM Transaction In State History
Alabama ONE and Takara pave the way in home financing by closing the state’s first-ever DREAM transaction, unlocking trapped equity and preserving historic rate value for credit union members.
Articles & Press Mentions
Alabama ONE Credit Union and Takara complete first DREAM transaction in state history, delivering $95,400 to Alabama family at closing
Official Announcement: Alabama ONE and Takara finalize Alabama’s inaugural DREAM transaction, putting $95,400 back into a homebuyer's hands.
Articles & Press Mentions
Alabama One Reports it Has Closed First ‘DREAM’ Mortgage in the State
Alabama ONE partners with Takara to complete the state’s first DREAM mortgage, tackling rate lock-in and boosting member mobility.
Articles & Press Mentions
Alabama ONE Credit Union and Takara Complete First DREAM Transaction in State History, Delivering $95,400 to Alabama Family at Closing
Alabama ONE and Takara close a historic first-in-state DREAM transaction, delivering $95,400 directly to an Alabama family at closing.
Articles & Press Mentions
Alabama ONE Credit Union and Takara Complete First DREAM Transaction in State History, Delivering $95,400 to Alabama Family at Closing
Alabama ONE and Takara close a historic first-in-state DREAM transaction, delivering substantial savings and unlocking new homeownership opportunities.
Articles & Press Mentions
Alabama ONE Completes State's First DREAM Mortgage Transaction
Alabama ONE credit union marks a major milestone by closing the state’s first home purchase using the DREAM mortgage product.
Blog
How growing loan tenure is impacting ALM strategies
How the collapse of prepayment speeds is silently doubling asset duration, driving severe margin compression, and how CFOs can actively reclaim control of their ALM.
Blog
Why Helping a Few Homeowners Move Helps Everyone
How solving the mortgage lock-in problem for just a small percentage of homeowners can restore movement and unlock liquidity across the entire housing ecosystem.
Articles & Press Mentions
What the mortgage lock-in effect is costing community banks
Featured in BankNews: An analysis of the hidden, bottom-line costs that the mortgage lock-in effect imposes on community banks, and how innovative portfolio solutions can safely recover asset velocity and drive new local origination.
Articles & Press Mentions
New tool for beating locked-in mortgage rates gets first run in Humboldt Park
As reported in Crain's Chicago Business: The DREAM Program's first real-world transaction plays out in Humboldt Park, showing how Takara's principal-discount tool gives homeowners a path out of locked-in mortgage rates.
Articles & Press Mentions
Credit Union–Led DREAM Transaction Tests Principal Reduction At Payoff
Featured in National Mortgage Professional: An inside look at how the first credit union-led DREAM transaction tests principal-reduction-at-payoff as a scalable model for the mortgage industry.
Articles & Press Mentions
Great Lakes Credit Union, Mortgage Forward and Takara Close First-Ever DREAM Transaction, Making History in U.S. Mortgage Market
Featured in Fintech Futures: A global fintech audience reads how Great Lakes Credit Union, Mortgage Forward, and Takara closed the first-ever DREAM transaction, a milestone for mortgage-mobility technology.
